Tuesday, September 4, 2012

Mortgage Rates Kentucky ? Kentucky First Time Home Buyer ...

15 Year Fixed Conventional ? ? ? ? ? ? ? ? ? 2.875%?????? ??? ?3.374% apr
30 Year Fixed Conventional ? ? ? ? ? ? ? ? ? 3.625% ? ? ? ? ? ?4.378% apr
30 Year Fixed Kentucky FHA ? ? ? ? ? ? ? ? ?3.375% ? ? ? ? ? ?4.914% apr
30 Year Fixed?Kentucky USDA ? ? ? ? ? ? ? 3.3.75% ? ? ? ? ? ?4.784% apr
30 year Fixed Kentucky VA ? ? ? ? ? ? ? ? ? ?3.375% ? ? ? ? ? ?4.551% apr
5 Year Arm Jumbo Loan ? ? ? ? ? ? ? ? ? ? ? ?3.250% ? ? ? ? ? ?3.819%apr
30 year Fixed ?Jumbo Loan ? ? ? ? ? ? ? ? ? 4.250% ? ? ? ? ? ?4.815%apr

Kentucky Mortgage ?Rates are subject to qualifying criteria and Mortgage Rates can change without notice.
Assumptions include a 640 or higher credit score for FHA, USDA, KHC, ?and 620 credit scores for a VA loan. A loan amount of $100,000.00 is assumed and a 30 day lock required for a Kentucky Mortgage Only.

A 720 credit score or higher is assumed for a Kentucky ?Conventional Rate Mortgage loan rates and a loan amount of $100,000.00. The loan to value for Kentucky Conventional loans are assumed at 80% ltv or less.

  • The displayed Annual Percentage Rates (APRs) reflect the interest rates, total points, and additional estimated pre-paid finance charges for the loan products shown, but do not include other closing costs.
  • The approximate cost of prepaid finance charges does not constitute and is not a substitute for the Good Faith Estimate of Closing Costs (GFE) that you will receive once you apply for a loan. This is not a mortgage loan approval or commitment to lend. The actual fees, costs and monthly payment on your specific loan transaction may vary and may include additional fees and costs.
  • For loans with less than 20% down payment borrower-paid mortgage insurance may apply.
  • These mortgage rates are based on a variety of assumptions and conditions which include a consumer credit score which may be higher or lower than your individual credit score. Your loan?s interest rate will depend upon the specific characteristics of your loan transaction and your credit profile up to the time of closing.
  • FHA

    • Kentucky FHA loans require both an upfront and an annual mortgage insurance premium. The premium varies based on the loan characteristics, your credit score, whether you?ve received loan counseling, and other factors.
  • Jumbo

    • Kentucky Jumbo Mortgage ?rates are higher for borrowers who do not meet the criteria for Conventional Mortgage Loans.,; Please contact your home mortgage consultant for details regarding the ?criteria or with any other questions.
  • ? VA Loans

    ? ? ? ? ? ? Kentucky VA loans require a funding fee upfront paid to VA in the form of mortgage insurance .he premium varies based on the loan characteristics, your credit score, whether you?ve received loan counseling ? ? factors.

  • USDA Loans

? ? ? ? ? ? ? ? ? ? ? ? ?Kentucky ?USDA loans require a funding fee upfront and a monthly mortgage insurance premium paid to RHS/USDA.?The premium varies based on the loan characteristics, your credit score, ? ?and other factors.

Source: http://kentuckyfirsttimehomebuyer.com/2012/09/02/current-mortgage-rates-in-ky-fha-va-khc-usda-conventional-louisville-kentucky/

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Monday, September 3, 2012

Gonzalez lifts Dodgers over D-backs in 9th

By BETH HARRIS

AP Sports Writer

Associated Press Sports

updated 7:19 p.m. ET Sept. 2, 2012

LOS ANGELES (AP) - A day after Josh Beckett won his first game with the Dodgers, the team's blockbuster trade paid off again with Adrian Gonzalez's game-winning double in the bottom of the ninth inning.

His hit scored the tying and winning runs in the Dodgers' 5-4 victory over the Arizona Diamondbacks on Sunday to salvage a split of the series in which all four games were decided by two runs or fewer. Los Angeles remained 4 1/2 games behind NL West-leading San Francisco and a half-game behind St. Louis for the second NL wild card.

Gonzalez had struggled since the Aug. 25 deal that brought him, Beckett, Carl Crawford, Nick Punto to Los Angeles from Boston. He was 6 for 33 in eight games with his new team, then struck out twice and grounded out in his first three at-bats Sunday.

With the Dodgers down to their final two outs, Gonzalez lined an 0-2 pitch into the right field corner off J.J. Putz (1-5).

"I got ahead of Adrian right there and tried to elevate to get him to chase it, but I just didn't get it up enough," said Putz, who gave up a single to Mark Ellis with one out and a walk to Shane Victorino. "The walk is the one that hurts. I was rushing to the plate, trying to be quick and try to keep Ellis from trying to swipe the bag."

Facing a 3-1 count, Victorino was ready to pounce and his aggression carried over to the basepaths.

"I was going to go until Tim (Wallach) told me to stop," said Victorino, who came tearing around from first base to score. "He waved me and I said, `Here we go."'

Matt Kemp celebrated the Dodgers' ninth walk-off win of the season by running up to Gonzalez and soaking him with a container of water during a postgame interview.

"These are fun moments," Gonzalez said. "They don't come too often so you got to enjoy them."

Ronald Belisario (4-1) pitched a scoreless ninth and struck out three while allowing a double to Chris Johnson.

"We haven't played too well at home and it's something we need to do a better job of," Ellis said, noting a walk-off win could be a catalyst. "Sometimes that can get a team rolling. To build off it, you just got to have good at-bats."

Despite blowing an early one-run lead, the Dodgers recovered after winning 2-1 behind Beckett on Saturday night.

"It's a matter of time before this offense gets clicking on all cylinders. We're capable of scoring 10, 15 runs," said Victorino, who joined the Dodgers from Philadelphia a month ago. "Sometimes it takes a certain time to get people going in the same direction."

John McDonald and Miguel Montero each scored a run and drove in two others for the Diamondbacks.

Kemp hit his 18th homer leading off the second to put the Dodgers up 1-0.

Montero's two-run homer with two outs in the fourth inning gave Arizona a 3-1 lead after McDonald's homer leading off the third had tied the score 1-1.

The Dodgers pulled to 3-2 in the sixth on Andre Ethier's RBI groundout to second base that scored Kemp, who walked and advanced to third on a double by Hanley Ramirez.

Arizona extended its lead to 4-2 in the seventh when McDonald reached on an infield single to pitcher Shawn Tolleson, scoring Paul Goldschmidt, who singled, took second on Montero's single, and was sacrificed to third.

The Dodgers made it 4-3 in the bottom of the seventh on Victorino's two-out RBI single that dropped in right field between Chris Young and Justin Upton.

Dodgers starter Chris Capuano gave up three runs and four hits in five innings, struck out four and walked none. He made 78 pitches, his second-fewest of the season.

Arizona rookie starter Wade Miley allowed three runs and nine hits in 6 2-3 innings, struck out three and walked two.

NOTES: Miley hasn't allowed more than two walks in 24 consecutive starts, extending the longest active streak in the majors this season. ... RHP Chad Billingsley is considering having another platelet-rich plasma injection in his injured right elbow. Manager Don Mattingly said Billingsley, who had the first one on Friday, is feeling "a little bit optimistic," but Mattingly said the club won't allow him to start throwing until he's pain-free. ... The Dodgers selected the contract of OF Bobby Abreu from Triple-A Albuquerque and recalled RHP Chris Withrow from Double-A Chattanooga before placing him on the 60-day DL. Abreu returned after hitting .353 in five games with the Isotopes since being designated for assignment on Aug. 1. He struck out as a pinch-hitter in the ninth.

? 2012 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.


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Tigers, White Sox all tied up

??Justin Verlander shut down Chicago after the first inning and Delmon Young hit a tiebreaking three-run homer in the sixth Sunday night to lift the Detroit Tigers to a 4-2 victory over the White Sox and a share of first place in the AL Central.

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HBT: Strasburg's last start set

HBT: Stephen Strasburg pitches well as the Nats beat the Cards, then learns his last start will be Sept. 12 before being shut down.

Source: http://nbcsports.msnbc.com/id/48881417/ns/sports-baseball/

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PRESS DIGEST - Financial Times - Sep 3

Financial Times

Headlines

CAMERON SEEKS FRESH GROWTH STRATEGY -

GERMANS WRITE OFF GREECE, SAYS POLL -

NY PROBES PRIVATE EQUITY TAX STRATEGY -

LONDON LUXURY PROPERTY BOOM -

QUESTIONS OVER THE VIABILITY OF US ETFS -

HIBU CREDITORS BEGIN RESTRUCTURING TALKS -

US INVESTOR IS IRELAND'S BIGGEST CREDITOR -

FRANCE SEEKS EU APPROVAL FOR BANK RESCUE -

CREDIT SUISSE MOVING SOME SINGAPORE JOBS -

Overview

CAMERON SEEKS FRESH GROWTH STRATEGY

British prime minister David Cameron will this week attempt

to inject life into Britain's stagnant economy.

GERMANS WRITE OFF GREECE, SAYS POLL

Only a quarter of Germans think Greece should stay in the

euro zone or get more help from other countries in the region.

NY PROBES PRIVATE EQUITY TAX STRATEGY

At least a dozen U.S. private equity firms have been

subpoenaed as part of a probe into tax strategy.

LONDON LUXURY PROPERTY BOOM

A 38 billion pound development boom in London's most

expensive neighbourhoods has been spurred by rampant demand from

European and Asian buyers.

QUESTIONS OVER THE VIABILITY OF US ETFS

More than a quarter of exchange-traded funds and notes

listed in the U.S. have attracted enough assets to be

economically viable.

HIBU CREDITORS BEGIN RESTRUCTURING TALKS

Investors in the 2.2 billion pound of debt in Hibu

have begun restructuring talks for the second time in a year.

US INVESTOR IS IRELAND'S BIGGEST CREDITOR

A leading U.S. bonds investor has emerged as Ireland's

biggest private-sector creditor by aggressively buying Irish

government bonds.

FRANCE SEEKS EU APPROVAL FOR BANK RESCUE

The French government has been forced to rescue the

distressed domestic mortgage lender Credit Immobilier de France.

CREDIT SUISSE MOVING SOME SINGAPORE JOBS

Credit Suisse is relocating dozens of back-office

jobs from Singapore to India and Poland as part of efforts to

cut costs.

Source: http://news.yahoo.com/press-digest-financial-times-sep-3-004214872--sector.html

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Sunday, September 2, 2012

Eaton, DOE upgrading and downsizing hybrid power system | Auto ...

Published: September 2, 2012

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Source: http://autogreenmag.com/2012/09/02/eaton-doe-upgrading-and-downsizing-hybrid-power-system/

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Apocalypse Meow

120831_BROWSER_CatVideoFest4

Photograph by Rachel Joyce.

MINNEAPOLIS?For some 12 millennia, humans have sought the company of domesticated cats. We feed them, shelter them, and love them. In return, they jump headfirst into empty grocery bags.

This ancient bargain lay at the heart of the Walker Art Center's first-ever Internet Cat Video Festival. Yes, the renowned modern art museum dedicated an entire evening to the public display of cats doing stupid stuff. Demand was evidently strong: After soliciting crowdsourced nominations, the museum received 10,000 submissions. Festival mastermind Katie Hill watched every single one, eventually boiling them down into 65 minutes of concentrated kitty shenanigans.

Asked what sort of aesthetic principles guided her in this process, Hill replied, "It's like any other curation. You examine how form and content interact. You look for what's new and unique in the genre. If you watch enough shaky camera phone videos of cats, you start to see the distinctions."

As dusk descended on a lovely late-summer evening, Minnesotans settled onto the museum's lawn, awaiting the outdoor screening. Hill's former art history professor, Heather Shirey, was among the first on the scene. I asked if she felt that cat videos were a worthy topic for a prestigious museum. "Yes," she said unequivocally. "This is a way to get people talking about material culture. That's what art historians do."

Nearby, a clutch of hipsters in their mid-30s set out blankets and beach chairs. Asked what she anticipated from the evening, one woman answered, "Cat videos. And hilarity." She said her all-time favorite clip was one in which Maru?a Japanese cat legendary among feline video cognoscenti?gets his head tangled up in a length of discarded bubble wrap. "I get entranced by the way Maru moves," she said. "It's the most majestic, poetic movement. Very zen." Across the grass, 7-year-old Arlo said he preferred a Star Wars-themed clip in which some kittens fight with lightsabers. Arlo described this clip at great length and in impressively granular detail, at times re-creating specific paw thrusts and parries.

The vast, sloping lawn became standing room only as showtime approached. The museum had expected 5,000 attendees, and at least that many appeared to arrive. Several had pets in tow. A dude who'd brought his dog was asked if he meant to be provocative. "No," he said, "but I thought it would at least be ironic."?

There was some kitty cosplay. Several adults wore cat ears and face-paint whiskers. One woman had dressed up her orange tabby as Keyboard Cat. He hissed and jabbed at her as she tried to string a tiny cardboard piano around his neck. I asked why she loved cat videos, and she said it was because "the cats in them are so funny. My cat mostly just sits around and sleeps a lot."

Cheltenham the cat dressed as Keyboard Cat.

Cheltenham the cat dressed as Keyboard CatPhotograph for Slate by Seth Stevenson.

At last, the projector flickered on and the moment arrived?the fierce urgency of meow. The festival kicked off with the comedy category. Among the crowd favorites were "Cat Burp," "Cat Meowing Weird," and "Kittens Riding Vacuum." (These titles also suffice as recaps.)

The drama category was identical to the comedy category except that the clips now employed portentous background music. "Little Cat Provokes Big Cat" garnered a decent amount of applause. But for me the clear winner here was "Stalking Cat," in which a complex narrative unfolds in an apartment hallway. We open on a cat staring at us, motionless, from the far end of a long corridor. The camera pans away for a moment. When it pans back, the cat is once again frozen?but suddenly several paces closer! This ominous pattern repeats until the cat reaches the camera, at which point it forgets why it's there and just sort of freaks out, skittering back down the hall.

The foreign category featured a Spanish gatonovela; a bizarre clip of Japanese people luring small kittens into mixing bowls, and a rather one-note offering titled simply "Cat Scratches Butt."

The art house entrants included "Noodle Cup Heads" (empty instant ramen cups get placed on cats' heads) and "Cat Puke" (a disquieting blur of slo-mo retch shots).

A lifetime achievement award went to "Keyboard Cat." I think we can all agree this was well-deserved and long overdue.

About 50 minutes in, I could sense the crowd beginning to flag. We are accustomed to viewing cat videos in small doses, peeking over our shoulders in case a superior strolls past our cubicle. This kitty saturation level was too much. We couldn't escape. We felt a desperate urge to leap toward freedom?perhaps atop a refrigerator or curtain rod. We were overwhelmed, and calmed ourselves by licking our own knuckles and smoothing the fur on our flanks.

Not a moment too soon, it came time to award the Golden Kitty?the people's choice, as voted by visitors to the Walker's website. Among the more popular nominees: "Cat Mom Hugs Baby Kitten" (which elicited the loudest "awwww" of the evening) and "Maru Slides into Boxes" (which did not disappoint, as Maru did indeed slide into many boxes).

?
But the people chose neither of these. The people chose Henri.
?

"Henri 2, Paw de Deux" is a sequel to a much-loved 2006 video about a black cat who suffers from ennui. In this 2012 follow-up, Henri continues to lament his meaningless existence. He gazes pensively out the window. He expresses contempt for the idiocy all around him. The clip has racked up 3.2 million YouTube views so far.

William Braden who made Henri: Paw De Deux, the winner of the Golden Kitty peoples choice award. William Braden, who made Henri: Paw De Deux, the winner of the Golden Kitty people's choice award

Photograph by Seth Stevenson.

The Henri films (a third was released a month ago) are the creation of Will Braden, a 32-year-old former film student and wedding videographer from Seattle. Earlier in the day, waiting to go on stage and accept his prize, Braden told me that Henri boasts about 35,000 Facebook fans and 7,000 Twitter followers. Braden grosses $1,000 a week selling Henri merchandise. And he just signed a deal with Random House to put out an Henri book next year.

Braden didn't bring Henri with him to Minneapolis, though. "He's not actually anything like his persona," Braden says. "I don't want to ruin the mystique." Alas, sometimes cat life does not imitate cat art.

Source: http://feeds.slate.com/click.phdo?i=827e9a0769be658849186dcbaf3a0492

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Twice-Told Tales: The president stops by Stockton 10 years ago

10 years ago ? 2002

Home sales remain strong in the Tracy area, according to Tracy real estate agents. The median price of homes sold in Tracy last month was $304,900, just $100 lower than the all-time-high median price of $305,000 in June 2000.

Leslie Hamrick, the chief executive officer of the Tracy Chamber of Commerce for the past six years, has announced she will leave her post at the end of the year. She is moving to Winston-Salem, N.C., where her husband will manage an Owens-Illinois glass-container plant.

Nate Fagundes at Tracy High and Garrett Hicks at West High are emerging as leading contenders to quarterback their football teams.

President George W. Bush spoke at the Stockton Civic Auditorium during a campaign fundraising trip through California.

Donald Stiles, the new owner of the vacant former Harry?s Chuck Wagon building at 18 E. 11th, has proposed opening a night club in the building. The issue is now before the Tracy Planning Commission.

Curt Nizoli, the owner of the Opera House Restaurant & Brewery, has filed for Chapter 11 bankruptcy protection on the building, which Nizoli restored following a major fire in 1992.

25 years ago ? 1987

Tracy is on the cusp of growth, according to City Manager Mike Locke. Tracy?s population is now 27,000, and the Residential Specific Plan is close to kicking in.

Dorlane Thrasher, volunteer coordinator for the recent first California Dry Bean Festival, has reported that more than 850 festival volunteers did a great job in a number of important areas.

Delays are postponing the conversion of half of Deuel Vocational Institution into an inmate reception center.

A luncheon at the Tracy Inn welcomed 53 new teachers to Tracy-area schools.

The Tracy Angels downed hometown rival Mi Ranchito Saints, 10-7, in the final game of the Mexican-American Baseball League Northern Division. The Angels will face the Ceres Cowboys in the championship series.

50 years ago ? 1962

The Tracy Annex of Sharpe General Depot will definitely become part of the new Defense Supply Agency, Rep. John McFall, D-Manteca, has reported from Washington, D.C. The change could result in a

30 percent increase in depot personnel, he said.

Former Vice President Richard Nixon stopped in Tracy during a campaign swing in his race for governor. He spoke to local Republicans in the Tracy Inn Gold Room.

Sixteen lettermen are among candidates who have turned out for the Tracy High football team. Paul Fiack is returning as starting quarterback, and Phil Silva is an experienced running back.

Betty Ann Alvarez of Tracy has captured a blue ribbon at the San Joaquin County Fair for her chocolate love-light

chiffon cake.

Britta Jorgensen, American Field Service student from Denmark, has arrived in Tracy. She is living with the David Boothroyd family while attending classes at Tracy High School.

75 years ago ? 1937

As the new school year begins, enrollment at Tracy High School is expected to grow to 480 students, according to Superintendent W.W. Crow.

The Montgomery Ward store on 11th Street is featuring ?101? denim jeans at 89 cents a pair.

Coach George Hurley is putting his football hopefuls through the hoops at Tracy High School. The Bulldogs open their season Sept. 14 against an alumni team.

100 years ago ? 1912

A meeting to explore the development of irrigation around Tracy drew a good-sized crowd to the Arlington Theater on Sixth Street. The proposal calls for a new irrigation district to serve 35,000 acres.

Trustees of the new West Side Union High School District plan to levy a tax of 12 cents per $100 of assessed valuation in the district?s first year of operation.

The City Board of Trustees (City Council) voted to approve ringing a curfew bell at 9 p.m. for all minors.

? Tracy Press archives

Source: http://tracypress.com/bookmark/19987893

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Saturday, September 1, 2012

Newcastle Disease in Israel

News

ISRAEL - The Israeli Ministry of Agriculture has reported an outbreak of Newcastle disease in Central Israel.

The outbreak was confirmed in five-week old broilers, split into two pens. Although only one pen was affected, all the birds were destroyed.

The source of the outbreak is currently unknown. Quarantine measures have been applied on the holding.

ThePoultrySite News Desk

Source: http://www.thepoultrysite.com/poultrynews/26696/newcastle-disease-in-israel

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