Sunday, September 30, 2012

SME finance increases to almost ?9bn | Business Finance News

Business finance levels to small and medium-sized businesses has risen for the third consecutive year to a total of ?8.9bn, says the National Association of Commercial Finance Brokers.

The survey revealed that there has been an increase of 100 per cent in equipment and asset finance, funded by NACFB brokers, a further increase in lending for commercial property and another increase for lending in the short term ? around a 41 per cent rise this time.

NACFB Chief Executive, Adam Tyler, told Bridging and Commercial:

?We have continued to see the SME community struggling to raise funding whilst being faced with increased costs. Our latest figures reveal the true position of both excellent and vulnerable businesses across the whole of the UK.

?Despite many lenders? protestation that they are lending more than ever, these figures reveal what anecdotal evidence has already shown: that funding for businesses is still hard to access, but it has improved, if you know where to look. The NACFB has 83 different commercial lenders that are part of its 1,000-member organisation.?

Commercial mortgages increased by more than 26 per cent with asset finance increasing by 100 per cent. In particular, asset finance brokers have observed increased activity and these numbers are on track with growth of the membership of the Association, in this division, in the last 12 months. Business finance lending in the short term has increased by more than 40 per cent.

This news is welcome despite confidence from small businesses in Funding for Lending and the National Loan Guarantee Scheme, and the increase in refusal of loan applications.

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Source: http://www.psfinance.co.uk/sme-finance-increases-to-almost-9bn-1204.html

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Sunday, September 23, 2012

Washington woman admits to embezzling from tribe

COEUR D'ALENE, Idaho ?

Federal prosecutors say an Eastern Washington woman has pleaded guilty to embezzling more than $20,000 from the Coeur d'Alene Indian Tribe.

Forty-six-year-old Debora J. Zimmerman of Spokane, Wash., admitted to diverting the money between 2008 and 2010 while serving as Finance Operations Director for the tribe's housing authority. Investigators concluded she took the money by issuing unauthorized paychecks to herself, making unapproved purchases and other schemes.

Zimmerman pleaded guilty to felony embezzlement Friday in U.S. District Court in Coeur d'Alene and sentencing is scheduled for Nov. 30.

She faces up to five years in prison and a fine of up to $250,000.

Source: http://feeds.seattletimes.com/click.phdo?i=dcafcc4f026833e113ed6b62096036d1

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Reference Question of the Week: Locating articles for an education ...

There is often, unbeknownst to students, a secret syllabus. The syllabus may require that you find an article, but beyond finding useful information the purpose of the assignment is to expose you to the databases and the challenges of research. Sometimes, in the effort to challenge the students by requiring them to work through difficult research questions, professors end up challenging librarians as much as the students.

Recently, an assignment for a 300-level education class ended up challenging all the librarians. The professor tasked the students with locating peer-reviewed, scholarly articles dealing with the ?reading endorsement competencies? that Florida uses to gauge the progress of English for Speakers of Other Languages (ESOL).

For example, the students were expected to find an article discussing how writing enhances the development of oral language.

This is not a particularly easy topic to research because the there are only a few key terms, and they?re somewhat vague. However, for this RQotW I?m not going to spend a lot of time leading you through the databases to find suitable articles. Instead, I want to write a little bit about some search strategies to keep in mind when you?re faced with a challenging assignment.

FRUSTRATION ? Research is often frustrating. I?ve been researching for many years and I still find myself occasionally frustrated. One of the things I?ve learned is to trust the process. I?ve done enough research to know that the early parts of researching any topic are filled with dead ends. This is part of the process. There is a maze you have to work your way through, and you?re going to reach moments where it?s clear you need to go back to the beginning start again. If you know this, that the early parts of your search won?t bear any fruit, then you can plan accordingly. Keep your frustration to a minimum by starting your research early.

READ ? There?s no getting around it. You are going to have to read. And, you?re going to have to read things that don?t make it into your final research project. If I were in the education class I?d start doing some background reading if I didn?t start finding peer-reviewed, scholarly articles pretty quickly. If I looked through 3 databases, and spent at least 10 minutes in each, and didn?t find some good research, I?d realize I needed to take a step back and do some background reading.

SYNONYMS ? While you read to gain background knowledge and familiarity with the topic, you also read to pick up different ways of phrasing your search. You want to look for synonyms and alternative keywords. While you read look for unique terms that will help you with the next spin through the database. Names of researchers can often be useful search terms. Sometimes you can generate more terms by exercises like mind-mapping. I frequently use the subject headings for all the articles I find during my searches to help me find new terms. The richest resource for ideas on furthering your search is reading through articles. Sometimes you have to read, even if you don?t end up using those articles in your research. There?s no substitute for a working knowledge of your topic.

One secret of research is that you almost never find the perfect article right off the bat. You find something close, and then use that information to find another source that?s still closer, and then use that information to get to the information you?re looking for.

Research is a skill. And, like any skill, it can be improved with repetition. Eventually, when you?ve mastered the art of research you?ll have confidence in your ability, and dead ends and false starts will be less frustrating. Just keep in mind that there is a process, and if you trust the process, you?ll eventually have success.

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Source: http://utlibrary.wordpress.com/2012/09/21/reference-question-of-the-week-locating-articles-for-an-education-class/

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Saturday, September 22, 2012

Centerplate, Washington Redskins Bring Local and Regional Menus ...

LANDOVER, Md., Sept. 21, 2012 /PRNewswire/ --?The Washington Redskins season is off to a thrilling start, and Centerplate, the leading event hospitality partner to North America's premier entertainment venues, convention centers and sports franchises, is excited to announce another bonus for Skins fan. This year, Centerplate will debut a series of new menu items and fan-focused innovations for the 2012-2013 National Football League Season at FedEx Field.

Nation-wide, Centerplate is proud to serve as hospitality partner to 10 NFL partner venues, as well as the 2013 Super Bowl in New Orleans. And this year at FedEx field, fans will enjoy several local and regional menu items, designed to capture the unique flair of the region's classic dishes:???????????

  • Boardwalk Fries? The world famous Ocean City, MD original fresh hand-cut fries
  • Ben's Chili Bowl- Serving the Washington D.C. landmark's iconic chili and half-smokes
  • Greene Turtle- Serving hearty American pub cheesesteaks and the popular grilled chicken sandwiches
  • Famous Dave's- serving barbeque sandwiches and bone-in ribs
  • Phillips Seafood- offering a fresh crab dip served on a warm pretzel

"Virginia, Maryland and Washington D.C. have an incredible tradition of amazing flavors and food, and we're thrilled to bring these classic favorites to fans at FedEx field," says Nick Biello of Centerplate. "Everything we do is designed to create an incredible game-day experience for fans."

Throughout FedEx Field, Redskins fans will also enjoy Centerplate's new fan appreciation program, the "Victory Select" menu, featuring fan-friendly stadium favorites at fan-friendly value pricing. Making it easier than ever to find these fan-friendly items, the Victory Select menu will be offered at virtually all general fare locations. Fans can learn more about the menu items on large graphical menu boards installed this season to showcase Victory Select. Also on the menu for health conscious fans is Centerplate's SnackSmart collection ? two assortments of healthier for you snacks, including many gluten-free options.

About Centerplate???
Centerplate crafts and delivers "Craveable Experiences. Raveable Results." in over 250 prominent entertainment, sports and convention venues across North America ? annually serving over 100 million guests. Centerplate has provided event hospitality services to 15 official U.S. Presidential Inaugural Balls, 13 Super Bowls, 20 World Series, the 2010 Winter Olympic Games, and the largest plated dinner in history at the Alpha Kappa Alpha Centennial Celebration. Last year, the company was named the fastest growing restaurant/ hospitality group in the country by Nation's Restaurant News. Visit the company online at www.centerplate.com

SOURCE Centerplate

Source: http://www.businessreviewaustralia.com/press_releases/centerplate-washington-redskins-bring-local-and-regional-menus-to-fans

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